We are dedicated to improve lives by giving people the financial tools and education needed to help them provide for themselves.  We are building an organization that will strengthen communities by helping both small businesses and individuals become financially self sufficient.  By helping individuals in our communities become financially self sufficient, we are striving to improve the lives of all in the communities that we reside and work in.



           This last year we have seen so many good people have a down turn in life, "lost jobs, housing troubles, even putting food on the table". It makes our hearts ache and our eyes fill up with tears to see such good people in trouble.

          "It wasn't long ago when I walked into a store that has been around for some time and could not help but notice the lack of inventory. I had to ask the owner what was going on. He informed me that his line of credit he normally used to get Christmas stock in had been revoked. This has been happening all over the country. Without the help needed to bring in Christmas stock, this store is going out of business and the employees are on the street looking for new jobs. Small Business is the backbone of America." -Paul Holgorsen, chairman

          It is our goal here at The Northern Colorado Charity Management Team to help & give a hand up.